Bankruptcy Lawyer | Stop Medical Debt Collection Bankruptcy Lawyer . When you file a Chapter 7 or Chapter 13 case the protection of the automatic stay immediately stops all medical debt collections and lawsuits against you. The automatic stay also prohibits your creditors from contacting you by phone, letter, or other means to demand payment. [...]
Bankruptcy Lawyer | The Automatic Stay Bankruptcy Lawyer . When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted, being foreclosed on, being found in [...]
Bankruptcy Lawyer | The Homestead Exemption Bankruptcy Lawyer . If you have equity in your home (meaning your home is worth more than what you owe on it), the homestead exemption may allow you to keep it if you file for Chapter 7 bankruptcy. The homestead exemption comes into play in Chapter 13 bankruptcy as [...]
Bankruptcy Attorney | Florida Exemptions Bankruptcy Attorney . In Florida, You Cannot Use the Federal Bankruptcy Exemptions Although the bankruptcy code has a list of federal bankruptcy exemptions, states decide whether their residents can use them or not. Florida, like many other states, does not allow residents to use the federal bankruptcy exemptions; it requires [...]
Bankruptcy Lawyer | What is Chapter 13 Bankruptcy? Bankruptcy Lawyer . Chapter 13 bankruptcy is also known as "wage earner" bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income that you can use to repay some portion of your debt. Repayment When you file for Chapter 13 [...]
Bankruptcy Lawyer | Emergency Bankruptcy Filing Bankruptcy Lawyer . If you want to file for bankruptcy in a hurry to get an automatic stay, you can accomplish that (in most places) by filing Form 1—Voluntary Petition, the Mailing Matrix, and Form 21 (Statement of Social Security Number). This is often referred to as an emergency bankruptcy. [...]
Bankruptcy Attorney | Can You File If Unemployed? Bankruptcy Attorney . You don't have to be employed to file for bankruptcy. But being unemployed can affect the success of your bankruptcy if you file for Chapter 13. What is your total debt? There is no requirement that you have to be employed in order to [...]
Chapter 13 Bankruptcy | Tips for Surviving Bankruptcy Chapter 13 bankruptcy is a three to five-year proceeding that requires you to commit to a new way of thinking about and handling your finances. In Chapter 13 bankruptcy, you pay back debts in full or in part (depending on the type of debt and some other [...]
Bankruptcy Lawyer | Senior Citizens & Bankruptcy Bankruptcy Lawyer . Decreasing pensions and rising health care costs are causing more and more elderly Americans to seek bankruptcy relief. Senior citizens enjoy certain advantages over other debtors when filing for bankruptcy. But for seniors that own a lot of nonexempt property, bankruptcy may not be the [...]
Bankruptcy Lawyer | Bankruptcy Alternatives Bankruptcy Lawyer . If you are struggling with debt, bankruptcy might be a good option. But before you file for Chapter 7 or Chapter 13 bankruptcy, explore alternatives to bankruptcy. In some situations, a non-bankruptcy course of action may be your best remedy. Read on to learn about the main [...]