Bankruptcy Lawyer | Tips for Managing Debt Bankruptcy Lawyer | Are you facing an ever-growing debt burden? Don’t panic. So long as you have a dependable income, you can formulate a plan for paying off your debt using some of these 5 vital debt management tips. Make a Budget Obviously, there is no way you [...]
What to Expect from a Chapter 13 Bankruptcy If you feel like you’re drowning in debt, filing for Chapter 13 bankruptcy can serve as a sort of financial life preserver, consolidating your debts into a single reasonable monthly payment without interest, fees, or penalties for a period of 3 to 5 years so that you can stay [...]
Bankruptcy Attorney | How to Avoid Bankruptcy Bankruptcy Attorney | Although bankruptcy is a common experience for many Americans that does not mean it is something that should be entered into lightly or treated as a sort of get-out-of-jail-free card for debt. Completing a bankruptcy proceeding will have a significant impact on your future—especially on [...]
How Does Chapter 7 Bankruptcy Affect Lease Agreements If you are struggling with overwhelming debt from credit cards, medical bills, payday loans, utility bills, etc., Chapter 7 bankruptcy may be an excellent option. Using this type of bankruptcy, qualifying individuals can eliminate their unsecured debts (like credit cards) and choose whether to reaffirm or redeem [...]
Bankruptcy Lawyer | Discharging Debt Before Retirement Bankruptcy Lawyer | Unfortunately, many Americans are unprepared for retirement? Are you among them? According to a recent survey from the Employee Benefit Research Institute, almost one third of workers have less than $1,000 in savings, and more than half have less than $25,000. Even more worrisome, many [...]
Chapter 13 Bankruptcy | How to Use Your Credit Card After Bankruptcy Chapter 13 Bankruptcy | According to the latest numbers, American consumers are doing a better job managing their debt now that at any time since the Great Recession of 2008. Bankruptcy filings are at their lowest rate in 7 years, delinquencies are declining, [...]
You may have finally decided it is time to dig yourself out from an overwhelming pile of debt and start over with a bankruptcy attorney. You realize bankruptcy is the best option for you to accomplish this, but for years may have heard that bankruptcy can leave a permanent negative mark on your life and [...]
Chapter 7 Bankruptcy - Pros and Cons There's no question that deciding to declare a Chapter 7 bankruptcy is very difficult. It affects your future credit, your reputation and your self-image. It can also improve your short-term quality of life considerably, as the calls and letters stop. Here is a list of pros and cons to consider [...]
Bankruptcy Lawyer - How a High Income Bankruptcy Works Bankruptcy Lawyer - Many people assume that if their income is relatively high, they cannot file for Chapter 7 bankruptcy. Often this assumption is incorrect. It is not by any means unusual for a “high-income” debtor to file under Chapter 7. In fact, I have successfully represented clients [...]
Common Issues Associated with a Chapter 13 Bankruptcy A Chapter 13 Bankruptcy case, also known as a debt-consolidation bankruptcy, is a lengthy process. The repayment plan a person enters when they start a Chapter 13 can last anywhere from 36 to 60 months. Naturally, a lot can change in a person’s life over the course [...]