Bankruptcy Attorney | Managing High Credit Card Debt Bankruptcy Attorney. If you are having trouble making payment on an unsecured credit card, recent changes in the law and the recession have dramatically improved your ability to negotiate favorable terms with credit card companies. Here are some options, depending on whether you want to keep or [...]
Bankruptcy Attorney | Can I Go to Jail if I Don't Pay My Debt? Bankruptcy Attorney. Debtors’ prisons are a thing of the past. Usually, you cannot go to jail just because you don’t pay your debts or bills. However, there are a few situations when you might face jail time in connection with a debt. You [...]
Bankruptcy Attorney | Debt Trouble? Here are Your Options Bankruptcy Attorney. Are you overwhelmed by debt? After you determine what type of debt you owe and your level of income, you can develop a plan for you financial situation. Here are your options: Do nothing. Generally this is only an option if you are judgment proof, which [...]
Bankruptcy Calculator | Is Your Income Over the Median? Bankruptcy Calculator. If your income is over the Florida median income for a household your size then you must complete the means test by calculating your income and expense information 1 Member Household - $41,334.00 2 Member Household - $51,839.00 3 Member Household - $53,952.00 4 Member [...]
Chapter 7 Bankruptcy | Advantages and Disadvantages of Chapter 7 Chapter 7 bankruptcy allows a filer to discharge – or eliminate – unsecured debt such as credit card debt, medical bills and deficiency balances due to auto repossession. Advantages to a Florida Chapter 7 filing: You receive a complete fresh start. After the bankruptcy is [...]
Bankruptcy Attorney | What if You Can't Pay Your Debts Bankruptcy Attorney. To choose the best options when you can’t pay your debts, you must first assess your financial situation. Start by doing the following: Determine if your financial difficulty is short or long term Determine whether your property is protected by exemptions Learn about [...]
Bankruptcy Calculator | Florida Bankruptcy Means Test Bankruptcy Calculator. If you would like to file a Chapter 7 bankruptcy you must pass the Florida means test. The test only applies to higher income filers which means that if your income is below the Florida median for your household size you are exempt from the test and [...]
Bankruptcy Attorney | Should I File Bankruptcy? Bankruptcy Attorney. For many individuals, filing for bankruptcy relief can provide a way out of debt and a fresh financial start. But whether or not a bankruptcy filing is in your best interest depends on many factors and your individual circumstances. Read on to learn more about what to [...]
Bankruptcy Lawyer | Is Bankruptcy The Way to Discharge Student Loans? Bankruptcy Lawyer | Filing for bankruptcy is a monumental decision with long impacting financial consequences. It is not a favorite thing for someone to do. Under Federal law, one has the right to file for bankruptcy in order to get relief from creditors.—This may also [...]
Bankruptcy Lawyer | Is it Possible to Avoid Bankruptcy Bankruptcy Lawyer | People file bankruptcy for many reasons. There is always a combination of personal factors. Divorce, unemployment, shifts within one’s industries, consumer preferences drifting away from brick and mortar retail, cutbacks in funding affecting governmental employees, etc. As a matter of course, with every [...]