Bankruptcy Process

Understanding The Basics

The Process

We are a close family owned and operated law firm but we deal with big challenges each day. Whether our clients are businesses or individuals, many face serious financial issues. Others may not be as deep in debt but are still suffering due to the stress of their financial situation. Whatever the circumstances that bring you to our office, we treat every client with compassion and respect. Our office is a haven where you can feel comfortable sharing the details of your financial situation in a casual, confidential environment. Low quotes usually correlate with low quality representation. Get a lawyer with experience that can help you WIN your case.

Bankruptcy Process | We listen without judgment and then together we determine if filing for bankruptcy is the right option for you or if debt consolidation or debt negotiation might be a better fit. Once a path has been selected, we guide you through the process every step of the way, offering:

  • Friendly, personal attention. We take the time to get to know you, understand your concerns and explain each aspect of the bankruptcy process. We keep you informed regarding your case and are prepared to answer your questions. Your calls, emails or texts are promptly returned and we are always accessible via phone, email or txt.
  • At Pinkston & Pinkston, P.A., you are never just a name on a case file. While you deal directly with attorney David Pinkston on nearly all issues, our entire staff is ready and willing to assist you by scheduling appointments and answering routine questions.
  • Dedicated advocacy. As a family-owned and operated debt relief agency, we strongly value people and community. When we take your case, we become your advocates â�� helping you determine the best path to resolve your debt and then leading you through the complex legal issues involved. We are honest with you regarding your financial circumstances and the likely outcome of potential solutions, and we work hard to obtain the best possible results for you.
  • Affordable service. When you are experiencing financial difficulties, the last thing you need is more debt. That’s why at Pinkston & Pinkston, P.A., we represent you at an affordable rate and strive to resolve your case as efficiently and effectively as possible. We offer a free initial consultation and payment plans are available. We accept major credit cards like MasterCard and Visa.
  • Experienced representation. For over 25 years, Pinkston & Pinkston, P.A. has handled countless bankruptcy cases in Florida. We use our in-depth knowledge of bankruptcy law and our familiarity with the bankruptcy courts throughout the region to help ensure you receive the quality legal counsel you deserve.

Serving Duval County and the surrounding areas

From our Jacksonville office located in the heart of historic Riverside-Avondale and just a five-minute drive from the Federal Courthouse, we represent clients throughout Duval County, Florida and the surrounding region:

  • Baker County
  • Bradford County
  • Citrus County
  • Clay County
  • Columbia County
  • Duval County
  • Hamilton County
  • Marion County
  • Nassau County
  • Putnam County
  • St. Johns County
  • Sumter County
  • Volusia County
  • Union County

 

We offer flexible hours and schedule appointments around your schedule. Free on-site parking is available and we are located near local bus and trolley lines.

Let Pinkston & Pinkston, P.A. help you open a new financial chapter like we have been doing for over 25 years now.

A solution to your financial issues may be closer than you think. The seasoned Chapter 7 and Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is the right option for you or your business . Call us at (904) 389-5880 or contact us online to schedule your free consultation today.

Could Chapter 7 be right for you?

Chapter 7 bankruptcy allows a filer to discharge – or eliminate – unsecured debt such as credit card debt, medical bills and deficiency balances due to auto repossession. In order to be eligible, individuals must pass a means test. This evaluation determines if you have enough money to make minimum payments to your creditors through a Chapter 13 payment plan. If you do not, you are eligible to file forChapter 7.

In Chapter 7 you should receive a discharge of all dischargeable debts within four months to six months.

Our bottom line: protecting yours

Chapter 13 is often referred to as reorganization bankruptcy because it allows debtors to create a payment plan that reorganizes their debt. Payment plans are based on income instead of assets and are usually spread out over three to five years. Your debts are consolidated into a single payment you make to a Chapter 13 trustee who then disburses payments to your creditors.

Filing for Chapter 13 bankruptcy may be the right option for you if you have non-exempt property you want to keep and you have a reliable income that covers your daily expenses while allowing you to make payments according to your court-approved and legally binding Chapter 13 plan.

Let Pinkston & Pinkston, P.A. help you open a new financial chapter like we have been doing for over 25 years now.

A solution to your financial issues may be closer than you think. The seasoned Chapter 7 and Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is the right option for you or your business. Call us at (904) 389-5880 or contact us online to schedule your free consultation today.

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(904) 389-5880

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