Debt Relief Agency

What is a “debt relief agency”?

A “debt relief agency” is a person who, for compensation, provides bankruptcy assistance to a person who owes debt incurred primarily for personal, family, or household purposes, and has less than $164,250 in non-exempt assets.  The bankruptcy petition preparer is specifically included in the definition of a debt relief agency without regard to the nature or amount of the debt; the debtor’s attorney is not specifically included, but would be included by the definition, subject to the requirements for nature of debt and amount of non-exempt assets.


Debt Relief Attorneys in Florida

Despite how bad your credit score is, it can always be improved. Many Americans have bad credit from Chapter 13 or Chapter 7 bankruptcy but don’t know what exactly they can do to improve it. Improving your score simply requires some self-discipline and patience.



If you believe you’d benefit from the help of a debt relief agency, please fill out the form below.


For genuine debt relief, a debt management program is preferable to settlement or a loan. But how can you choose among the debt relief agencies that offer this type of service?

There are two main criteria to keep in mind:

  • The quality of the customer service that the agency provides. To identify reputable debt consolidation companies that treat customers fairly, check with the Better Business Bureau. Customer reviews, if you can find them, are another good source of information about a particular debt consolidation firm that you’re interested in.
  • The costs of the debt management program. Debt relief agencies vary in the enrollment and monthly maintenance fees they charge, so this is a good way to compare different debt management programs.

Let Pinkston & Pinkston, P.A. help you open a new financial chapter like we have done for over 25 years now.

A solution to your financial issues may be closer than you think. The seasoned Chapter 7 and Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is the right option for you or your business. Call us at (904) 389-5880 or contact us online to schedule your free consultation today.

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