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Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows a filer to discharge – or eliminate – unsecured debt such as credit card debt, medical bills and deficiency balances due to auto repossession. In order to be eligible, individuals must pass a means test.

Chapter 13 Bankruptcy

Chapter 13 is often referred to as reorganization bankruptcy because it allows debtors to create a payment plan that reorganizes their debt. Payment plans are based on income instead of assets and are usually spread out over three to five years.


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The Chapter 7 & Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is right for you.

Bankruptcy Calculator | Students Loans and The Means Test

Bankruptcy Calculator | Student Loans and The Means Test Bankruptcy Calculator.  If you are considering filing for Chapter 7 bankruptcy and have a large amount of student loan debt, it’s possible that your loans might help you qualify for Chapter 7. This is because in...

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Bankruptcy Lawyer | Pros and Cons of Debt Consolidation

Bankruptcy Lawyer  | Pros and Cons of Debt Consolidation Bankruptcy Lawyer  | Whether you are teetering on the edge of bankruptcy or just trying to better manage your finances, you can’t help but notice all the advertisements touting debt consolidation. But is debt...

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Bankruptcy Attorney | Private Student Loans in Bankruptcy

Bankruptcy Attorney | Private Student Loans in Bankruptcy Bankruptcy Attorney.  If you have a private label student loan, it is very difficult, but not impossible, to discharge it (wipe it out) in Chapter 7 or Chapter 13 bankruptcy. To do so, you must bring a separate...

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