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Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows a filer to discharge – or eliminate – unsecured debt such as credit card debt, medical bills and deficiency balances due to auto repossession. In order to be eligible, individuals must pass a means test.

Chapter 13 Bankruptcy

Chapter 13 is often referred to as reorganization bankruptcy because it allows debtors to create a payment plan that reorganizes their debt. Payment plans are based on income instead of assets and are usually spread out over three to five years.


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The Chapter 7 & Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is right for you.

Chapter 7 Bankruptcy | A Fresh Financial Start

Chapter 7 Bankruptcy | A Fresh Financial Start Chapter 7 Bankruptcy .  When you file for Chapter 7 bankruptcy, you begin the process of obtaining a fresh financial start. That means you do not have to pay debts that are dischargeable in your bankruptcy, and should...

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Bankruptcy Attorney | When Can You File Again?

Bankruptcy Attorney | When Can You File Again? Bankruptcy Attorney . If you have filed for bankruptcy in the past, you may be wondering how soon you can file for bankruptcy again. Read on to learn about the time limitations for receiving a bankruptcy discharge after...

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