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Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows a filer to discharge – or eliminate – unsecured debt such as credit card debt, medical bills and deficiency balances due to auto repossession. In order to be eligible, individuals must pass a means test.

Chapter 13 Bankruptcy

Chapter 13 is often referred to as reorganization bankruptcy because it allows debtors to create a payment plan that reorganizes their debt. Payment plans are based on income instead of assets and are usually spread out over three to five years.

Foreclosures

Let us help you modify your home mortgage and possibly eliminate second or third mortgage liens on your home.

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The Chapter 7 & Chapter 13 attorneys at Pinkston & Pinkston, P.A. in Jacksonville can help determine if bankruptcy is right for you.

Bankruptcy Lawyer | Tips for Avoiding Debt

Bankruptcy Lawyer | Tips for Avoiding Debt Bankruptcy Lawyer . The best way to avoid never-ending pressure from creditors to repay overdue bills is to not let the bills become overdue in the first place — or better yet, to avoid getting into debt at all (to the...

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Bankruptcy Attorney | Which Debt to Pay Off First

Bankruptcy Attorney | Which Debt to Pay Off First Bankruptcy Attorney . Congratulations! The decision to pay down your debt is a great first step toward getting your finances under control. However, it’s important to prioritize which debts you pay first. Debts...

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Bankruptcy Lawyer | How Chapter 13 Works

Bankruptcy Lawyer | How Chapter 13 Works Bankruptcy Lawyer . In Chapter 13 bankruptcy, you keep your property, but pay back all or a portion of your debts over a three to five-year period. This is unlike Chapter 7 bankruptcy, where most of your debts are cancelled but...

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